Our Services
Expert guidance
for your financial journey
Focused, Strategic Wealth Growth
Investment Management
Traditional retirement strategies often fall short.
So our approach is different - we focus on minimizing risk while maximizing income.
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Decumulation & Sequence of Returns Risk "Smoothing Returns" Research has shown that while buy-and-hold works great for accumulating wealth, tactical risk mitigation strategies are far superior to them in spending it. We incorporate evidence-based strategies to help navigate tough market environments.
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Tail Risk Mitigation "Cut the Downside" People love the idea of downside protection, there's an entire industry built on it (annuities), and it's essential to our strategy as well. Diversification helps, but in times of crisis correlations tend to increase and converge. Look at what happened to the 60/40 in the GFC and 2022. We use trend & momentum on top of diversification to further reduce risk.
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Only our Best Ideas Institutional imperatives and career risk sometimes push people to own more positions than they should. We think common sense dictates that your 99th best idea is probably not as good as your 1st, 2nd or even 3rd best idea. If/when we own a position outside of our core models, it will only be our highest conviction ideas.
Comprehensive. Intentional. Rooted in Purpose.
Financial Planning
"For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?"
— Luke 14:28 (ESV)
At Narrow Road Financial, we believe financial planning isn’t just about numbers—it’s about walking in wisdom, making decisions aligned with your values, and stewarding your resources well. Scripture calls us to plan diligently, provide for our families, and live with purpose—not impulsiveness.
“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” —Proverbs 21:5 (ESV)
“But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.” —1 Timothy 5:8 (ESV)
Why Planning Matters
Investment performance comes and goes. But a thoughtful plan, built around your life, creates clarity, confidence, and long-term peace. We build financial plans that serve as a compass—not just a map—guiding you through life transitions, opportunities, and uncertainties.
Whether you’re navigating retirement, managing cash flow, weighing a career change, or stewarding an inheritance, your financial plan should serve your calling, not complicate it.
What We Do
Our financial planning process is thorough, collaborative, and fully customized. We specialize in helping individuals, families, and small business owners clarify goals and execute strategies that support:
- Retirement Planning
- Education & Legacy Funding
- Tax Planning
- Insurance & Risk Management
- Charitable Giving
- Business Transitions
- Income Distribution Strategies
- Stewardship-Centered Budgeting
We also partner with investors who want their investments to complement—not contradict—their broader goals and beliefs.
How We’re Different
While TJ brings deep expertise in investment management, I lead the Planning side of the firm—creating the financial blueprints that support the investment strategy and everything else.
This division allows us to do what we each do best—TJ stays focused on market strategy, while I help our clients navigate life with a holistic and intentional plan.
We also offer specialized paraplanning services to other advisors and provide pro bono planning for individuals in need. It’s part of our commitment to faithful stewardship and community care.
Contact Us
Curious about the Narrow Road difference?
Schedule a complimentary intro call by clicking below. No catch & no commitment required.