Umbrella Insurance for Retirees This is a question we hear often — especially from retirees who’ve worked hard to build a nest egg. That nest egg might include your home, car, or boat — all covered by property and casualty (P&C) insurance — as well as liquid assets like IRAs, 401(k)s, brokerage accounts, and HSAs. […]
Let me cut to the chase: yes. And us planners have been recommending that for years. You absolutely should plan for retirement like Social Security won’t be there for you. That’s not some alarmist, prepper-style rant—it’s just practical financial planning. If it’s there when you retire? Great. That’s a bonus. But if it’s not? You’ll […]
