The Hidden Risks of Filing Social Security Filing for Social Security might seem straightforward: pick a date, sign the paperwork, and wait for the checks to roll in. But in reality, there are crucial timing, tax, and strategic considerations that can derail your retirement income plan if overlooked. These missteps can delay income, reduce lifetime […]
Should You Save for Retirement Like Social Security Won’t Exist?
Let me cut to the chase: yes. And us planners have been recommending that for years. You absolutely should plan for retirement like Social Security won’t be there for you. That’s not some alarmist, prepper-style rant—it’s just practical financial planning. If it’s there when you retire? Great. That’s a bonus. But if it’s not? You’ll […]